Job Description

As the Senior Credit Manager for the Corporate Portfolio, you will support Institutional Banking teams with end-to-end management of the credit portfolio and which includes: conducting credit approvals within delegated credit authority including review and challenge of credit submissions; portfolio monitoring/analysis; and in providing recommendations to senior credit approvers on credit-related matters in an efficient and timely manner. 

KEY RESPONSIBILITIES

You will:

• Support global teams in managing credit portfolios within agreed Risk Frameworks Work collaboratively with senior credit approvers with recommendations on credit related matters.
• Review and challenge of credit submissions and conducting approvals within delegated authority, in an effective and timely manner.
• Identify macro-economic, regulatory, and industry trends.
• Proactively address emerging risks in the customer portfolio and share insights across the global team.
• Support portfolio monitoring/analysis activities Improve the efficiency/ effectiveness of risk practices and processes.
• Provide training, support and coaching to assist raising the quality of credit proposals and portfolio management.
• Ensuring compliance with credit requirements and relevant policies

Qualifications:

• 10+ years’ experience within the Banking or Financial Services industry in a relevant credit decision role
• Institutional banking experience in credit assessment and management of Institutional customer portfolios
• Experience in the write up or review and challenge of credit submissions within Institutional banking
• Credit decisioning experience in supporting senior credit approvers with recommendations on credit related matters, and completing approvals in line with delegated authority.
• Experience in handling the credit approval processes, analysing credit risk factors, and implementing risk mitigation strategies

Location: Makati City

Schedule: Hybrid | Day Shift