The position is responsible for overseeing credit risk management and portfolio performance within the Credit Support Unit. It ensures effective credit evaluation, portfolio monitoring, and the implementation of initial remedial management measures for accounts sourced from Branch Lending Units and branches. The role safeguards portfolio quality through sound risk assessment, strict compliance with policies, proactive issue detection, and close coordination with internal stakeholders to support sustainable credit growth and risk mitigation.
KEY RESPONSIBILITIES
You will:
- Supervise and review credit analyses and evaluations of loan proposals from Lending Units using established credit tools, documents, and information sources.
- Ensure holistic assessment of borrower creditworthiness, risk ratings, and mitigating factors for existing and prospective clients.
- Ensure quality, accuracy, and timely completion of account renewals, new borrower evaluations, credit requests, and required reports.
- Assess credit risk ratings and classifications and ensure continued relevance and compliance with bank policies and documentation standards.
- Perform effective portfolio management by identifying early warning signals and initiating remedial management actions for accounts showing signs of weakness or non‑performance.
- Escalate potential risks and problem accounts promptly in accordance with established risk management protocols.
- Drive performance management of the team in alignment with defined Key Result Areas (KRAs).
- Coordinate with Human Resource partners to ensure sufficient staffing levels and implementation of structured capability and career development programs.
- Ensure compliance with the Bank’s Business Continuity Program.
- Handle and coordinate all audit‑related activities in collaboration with Institutional Banking, Credit Risk, Compliance, and other relevant units.
- Partner with Credit Administration, Credit Control and Documentation, Credit Investigation and Appraisal, Legal, and other support units to ensure proper approvals, documentation completeness, and mitigation of collateral or policy deviations.
- Perform administrative duties, supervise credit personnel, and carry out other related functions as assigned by management.
QUALIFICATIONS & REQUIREMENTS:
- You must have a bachelor’s degree in a business‑related course, preferably Economics, Accounting, or Finance.
- You must have at least 5 years of experience in credit, with focus on commercial and corporate loans.
- You must have prior people management or supervisory experience.
- You must have strong knowledge of credit risk assessment and portfolio management practices.
- You must be proactive in problem‑solving and capable of meeting tight deadlines.
- You must have strong coordination, communication, and stakeholder management skills.
Work Schedule: Regular shift (8 am – 5 pm)
Work Setup: Onsite
| Location: | Davao City |
|---|---|
| Job type: | Full-Time |
| Emp type: | Full-time |
| Job published: | 2026-04-17 |
| Job ID: | 50554 |