Job Description

As the Credit Manager for the Corporate Portfolio, you will support Institutional Banking teams with end-to-end management of the credit portfolio, which includes: conducting credit approvals within delegated credit authority including review and challenge of credit submissions; portfolio monitoring/analysis; and, providing recommendations to senior credit approvers on credit related matters in an efficient and timely manner.

KEY RESPONSIBILITIES

You will:

• Support global teams in managing credit portfolios within agreed Risk Frameworks
• Work collaboratively with senior credit approvers with recommendations on credit related matters.
• Review and challenge of credit submissions and conducting approvals within delegated authority and in an effective and timely manner.
• Identify macroeconomic, regulatory, and industry trends. Proactively address emerging risks in the customer portfolio and share insights across the global team
• Support portfolio monitoring/analysis activities
• Improve efficiency/ effectiveness of risk practices and processes
• Ensuring compliance with credit requirements and relevant policies

Qualifications:

• 6-10 years’ experience within the Banking or Financial Services industry in a relevant credit decision role
• Institutional banking experience in credit assessment and management of customer portfolios
• Experience in the write up or review and challenge of credit submissions within Institutional banking
• Experience in credit decisioning, handling credit approval processes, analysing credit risk factors, and implementing risk mitigation strategies
• Excellent communication skills, both verbal and written, with the ability to effectively communicate complex concepts to diverse audiences

Location: Makati City

Schedule: Hybrid | Day shift