Job title: Relationship Manager (Visayas)
Job type: Full-Time
Emp type: Full-time
Industry: Banking and Finance
Functional Expertise: Banking & Finance
Skills: account management business development credit evaluation financial analysis
Location: Cebu
Job published: 2026-03-12
Job ID: 49923

Job Description

The position is responsible for originating, developing, reviewing, and managing a portfolio of loan and client relationships to support the organization’s growth, profitability, and customer satisfaction objectives. It drives business development through relationship management, cross‑selling of appropriate financial products and services, and effective credit evaluation. The role works closely with internal teams and clients across various industries to deliver value‑driven banking solutions while maintaining portfolio quality and strong client partnerships.

KEY RESPONSIBILITIES 
You will: 

  • Originate, develop, and manage loan portfolio relationships across target market segments.
  • Identify opportunities to cross‑sell relevant financial products and services to existing and prospective clients.
  • Conduct credit evaluation, financial analysis, and account reviews to support sound lending decisions.
  • Maintain strong client relationships through regular engagement and proactive account management.
  • Support business growth and profitability by meeting assigned portfolio and revenue targets.
  • Collaborate with cross‑functional teams to deliver client solutions and ensure smooth execution of transactions.
  • Prepare account reviews, credit proposals, and client documentation in line with internal standards and policies.
  • Monitor portfolio performance and address potential risks or issues in a timely manner.
  • Contribute to marketing and sales initiatives to expand the client base and deepen wallet share.

QUALIFICATIONS & REQUIREMENTS: 

  • You must have 2–5 years of relevant experience in account management or relationship management in the banking industry.
  • You must have a strong background in credit evaluation and financial analysis.
  • You must have strategic thinking capability and strong negotiation skills.
  • You must have excellent communication skills, including verbal, written, presentation, and active listening abilities.
  • You must be able to collaborate effectively with cross‑functional teams to deliver results.

Work Schedule: Regular shift (8 am – 5 pm) 

Work Setup: Onsite

Locations: Bacolod, Cebu, Samar