Job Description
As the Senior Credit Manager for the Corporate Portfolio, you will support Institutional Banking teams with end-to-end management of the credit portfolio and which includes: conducting credit approvals within delegated credit authority including review and challenge of credit submissions; portfolio monitoring/analysis; and in providing recommendations to senior credit approvers on credit-related matters in an efficient and timely manner.
KEY RESPONSIBILITIES
You will:
- Support global teams in managing credit portfolios within agreed Risk Frameworks Work collaboratively with senior credit approvers with recommendations on credit related matters.
- Review and challenge of credit submissions and conducting approvals within delegated authority, in an effective and timely manner.
- Identify macro-economic, regulatory, and industry trends.
- Proactively address emerging risks in the customer portfolio and share insights across the global team.
- Support portfolio monitoring/analysis activities Improve the efficiency/ effectiveness of risk practices and processes.
- Provide training, support and coaching to assist raising the quality of credit proposals and portfolio management.
- Ensuring compliance with credit requirements and relevant policies
Qualifications:
- 10+ years’ experience within the Banking or Financial Services industry in a relevant credit decision role
- Institutional banking experience in credit assessment and management of Institutional customer portfolios
- Experience in the write up or review and challenge of credit submissions within Institutional banking
- Credit decisioning experience in supporting senior credit approvers with recommendations on credit related matters, and completing approvals in line with delegated authority.
- Experience in handling the credit approval processes, analysing credit risk factors, and implementing risk mitigation strategies
Location: Makati City
Schedule: Hybrid | Day Shift