Job Description
As the Credit Manager for the Corporate Portfolio, you will support Institutional Banking teams with end-to-end management of the credit portfolio, which includes: conducting credit approvals within delegated credit authority including review and challenge of credit submissions; portfolio monitoring/analysis; and, providing recommendations to senior credit approvers on credit related matters in an efficient and timely manner.
KEY RESPONSIBILITIES
You will:
- Support global teams in managing credit portfolios within agreed Risk Frameworks
- Work collaboratively with senior credit approvers with recommendations on credit related matters.
- Review and challenge of credit submissions and conducting approvals within delegated authority and in an effective and timely manner.
- Identify macroeconomic, regulatory, and industry trends. Proactively address emerging risks in the customer portfolio and share insights across the global team
- Support portfolio monitoring/analysis activities
- Improve efficiency/ effectiveness of risk practices and processes
- Ensuring compliance with credit requirements and relevant policies
Qualifications:
- 6-10 years’ experience within the Banking or Financial Services industry in a relevant credit decision role
- Institutional banking experience in credit assessment and management of customer portfolios
- Experience in the write up or review and challenge of credit submissions within Institutional banking
- Experience in credit decisioning, handling credit approval processes, analysing credit risk factors, and implementing risk mitigation strategies
- Excellent communication skills, both verbal and written, with the ability to effectively communicate complex concepts to diverse audiences
Location: Makati City
Schedule: Hybrid | Day shift